Welcome Solutions Library About Contact

HUMAN RESOURCES RESOURCE

HR

WHEN IT COMES TO MEDICARE, WHO PAYS FIRST?

WHEN IT COMES TO MEDICARE, WHO PAYS FIRST?

Understanding Medicare typically isn’t a hot bucket list item, and for good reason – it’s complex, lengthy and dry. Trying to make sense of Medicare laws can be overwhelming for both individuals and businesses. When an employee or dependent is enrolled in a group plan and Medicare, the rules for who is responsible to cover that individual’s medical bills first (being the primary payor) can be confusing. We’ve laid out a few scenarios to make it a little easier to understand when the employer’s group plan is responsible for paying first and when Medicare takes on the role of primary payor.
read more


QUALIFYING FOR A SPECIAL ENROLLMENT PERIOD

QUALIFYING FOR A SPECIAL ENROLLMENT PERIOD

 With Open Enrollment closed for 2019 coverage, you may find some your employees wondering what options they have, if any, for enrolling in health benefits for the year.  While they should be informed that there are no extensions to Open Enrollment for latecomers, they can find peace of mind knowing if they have experienced certain qualifying events leaving them in need of healthcare, they may be eligible for a Special Enrollment Period.
read more


2019 BENEFIT ACCOUNT LIMITS AND EMPLOYER PENALTIES

2019 BENEFIT ACCOUNT LIMITS AND EMPLOYER PENALTIES

The IRS has changed the annual contribution limits on many of the tax-free benefit accounts available for your employees to enroll in for 2019.  Make sure your employees know the contribution limits for any accounts they may be enrolled in this coming year and that they can take full advantage of the benefits package you are offering and can save the most on their taxes.  
read more


WHAT YOU NEED TO KNOW ABOUT PAID FAMILY & MEDICAL LEAVE

WHAT YOU NEED TO KNOW ABOUT PAID FAMILY & MEDICAL LEAVE

In January 2020, Washington will be one of 5 states in the nation to offer Paid Family and Medical Leave to employees. This new insurance program will allow eligible individuals to take partially paid leave for up to 12-18 weeks, if they have qualifying circumstances.  Because this is the first leave law in the country that has been built from scratch rather than structured around existing disability benefits, it is paramount that employers understand PFML and know their obligations under the new law.
read more


INCREASING INVOLVEMENT IN YOUR WELLNESS PLAN

INCREASING INVOLVEMENT IN YOUR WELLNESS PLAN

With rising healthcare costs and an increasing number of Americans battling chronic disease or illness, providing your team with a wellness plan can be an effective way to increase your company's healthcare savings, productivity and morale.  Many employers are even broadening wellness plans beyond the scope of physical health to provide resources for financial, emotional and relational wellness.  When it comes to overall health, the question isn’t whether employers are willing to provide resources and opportunities; it is how to increase employee interest and participation in them.
read more


5 TIPS FOR SUCCESSFUL OPEN ENROLLMENT

5 TIPS FOR SUCCESSFUL OPEN ENROLLMENT

Employees often dread having to select or modify benefits during Open Enrollment because it feels complicated and disorienting.  You can alleviate your team's anxiety by ensuring they are educated about their benefit options and engaged in the open enrollment process.  Here are a few tips to help everyone make the most of open enrollment this year.
read more


SWITCHING FROM COBRA INSURANCE TO MEDICARE

SWITCHING FROM COBRA INSURANCE TO MEDICARE

If you have COBRA continuation coverage and then become eligible for Medicare, you should be aware of some important considerations.
read more